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How Do Most Pay for College?

A survey from Sallie Mae, “How America Pays for College 2009,” shows that a majority of Americans don’t borrow to go to college: 58% did not…

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Debt consolidators working overtime

As more Americans suffer from overstretched budgets, job losses, and being underwater on mortgages, ads for debt consolidation abounds.  It seems like a good deal, but…

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Economic stress brings out scammers

The Consumer Federation of America tracks how Americans fall prey to schemes. Thanks to our recent economic times of stress, more consumers got duped looking for…

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More see lower FICO scores

Nearly 1 of every 4 credit users has a poor credit score–600 or below.  That means they’ll likely be denied if they want a loan or…

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Paying Debt Is A Way to Invest

One way you can save is to pay off your credit card balance every month. Yes, pay off those credit cards. Interest on an unpaid balance…

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Kick Start Your Savings

Kick Start Your Savings is the summer program for Central Iowa Saves. To learn more, go to http://www.centraliowasaves.org. For beginning and more advanced savers, nothing is…

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Debits Cause Divots in Account

Careless debit card use can cost you. Each year, Americans buy more than $1 trillion in goods and services and pull out their debit cards to…

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Homeownership Has Added Benefit

Rents on homes go up an average of 4% annually. No wonder the typical homeowner has a net worth 46 times higher than a typical renter,…

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See How Rich You Are

According to the World Bank Development Research Group, the average annual income is $5,000/person worldwide (based on the 2003 population of 6 billion). But as you…

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Aging Boomers Come of Age

Did you know that almost 8,000 Americans become eligible for Medicare every day?

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Who Needs a Money Godmother®?

Managing your money is harder than it appears. Ever wish someone-like a Godmother-would whisper a few tips of encouragement? This blog is for all of us seeking ideas to better handle money, including insights to teach others to be good money managers too. It's a lifetime skill...Think prosperity! Joanne

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