Chances are, it’s not one major financial decision you make in your lifetime that will seal your future. It’s about the small choices you make everyday.
Those everyday choices become habits. Habits become a lifestyle…a lifestyle to which you become accustom easily.
I’d like to share a true story about a friend of mine who just retired. Early in his career, he made a choice of going to the nearby gym over his lunch hour, and ate his brown bag lunch after exercising. This was his routine five days a week, 50 weeks a year. Oh sure, he would occasionally go out for lunch with colleagues, but generally, he packed his lunch so he could fit in his exercise regime. He really didn’t think much about the savings he would reap from his brown-bag lunches, since he didn’t skimp on eating what he wanted.
But the results were remarkable…He conservatively figures he saved about $45,000 on lunch costs over his career. Wow!
Do you have a habit that packs a wallop like that? Let me know!