Good point. It’s the little habits that really add up before we know it. With me, it is also eating out. It costs a bomb!Also, bottled water and coffee are tiny expenses that add up. I am going to bring my own tea bags, cup, reusable plastic bottle of water and packed lunch to college this year. That should save me at least a bit. I’ll be in college 4 days a week so I won’t get a chance to go into town and spend all around me. Little tricks can really add up.