Credit Is Hard to Get?

One look in the mailbox, and you might wonder why credit is still hard to get.

Are you seeing a flood of solicitations to get a new card?  You aren’t alone. According to, banks have mailed out three times as many solicitations to open new accounts, up significantly from the previous year. If you’ve been a good credit card customer, you are likely to see more solicitations for new cards.  If you aren’t? Well, you might have to search for new card offers a little more.

As always, read the fine print and understand the fees when you apply for a new credit card.  This could be a good time to transfer a balance to a card with a lower interest rate, but you need to know the rules with the new card. You can find some good information about comparing credit cards costs at

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