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What You Need to Know Before Purchasing a Franchise

Originally posted on Your Lawyer:
Why a consider purchasing a franchise Proven business model Market recognition Advertising strength Might be easier to finance ? A “Franchise”…

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Why Aren’t We Smart About “Smart” Cards in U.S.?

You probably got credit card replacements in the mail recently. To combat data and identity theft, the payments industry (merchants and card providers) were supposed to…

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Spending Shift: More Buying at Moment of Need

Consumers are showing signs of shopping for items as they need them instead of buying a month or two ahead, as evidenced by a recent survey…

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Can You Cut Your TV Expenses?

Seems like you keep paying more for less TV service? It’s not just you. Your pay-TV rates are rising an average of 6 percent a year. For…

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Should You Freeze Your Credit?

Worried about identity theft or already experienced several breaches? You might want to freeze your credit or use a fraud alert. A fraud alert allows someone…

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Why FICO Score Can Vary

About 90% of the top lenders use FICO® scores to make lending decisions. According to FICO, the information on your three credit reports could vary because:…

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College Grads Can Get Their Loan History

Students with federal loans can use the government’s student aid database at nslds.ed.gov to access the status of each loan, outstanding balances, disbursements, and total loan debt.…

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How to Shop for an Annuity

This post is reprinted from Financial Awakenings, a blog by Rick Kahler. Kahler is a financial advisor. You can find his weekly column here If you’re…

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Manage Online Passwords with a System

Most of us collect too many passwords to remember. Plus, we’re encouraged to make them tricky and change them routinely. Here are the two best things…

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New Credit Cards with Chip: Dip Instead of Swipe

By October 2015, most Visa, MasterCard and American Express credit cards will finally be using chip (EMV) security. That’s almost ten years after adoption in the…

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Who Needs a Money Godmother®?

Managing your money is harder than it appears. Ever wish someone-like a Godmother-would whisper a few tips of encouragement? This blog is for all of us seeking ideas to better handle money, including insights to teach others to be good money managers too. It's a lifetime skill...Think prosperity! Joanne

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