Is Crowdfunding Good for You?
If you are an entrepreneur or investor, crowdfunding may pique your curiosity. But the crowdfunding craze may not be what you think. In its original form in the early 2000s, crowdfunding…
Are You De-Sensitized?
As identity thieves and data breaches become more common, consumers become more complacent. Experian’s 2015 report revealed that almost one third -32% – of consumers do nothing…
Be A Millionaire Day is May 20
You know, they have a national holiday for everything…and yes, there’s one for aspiring millionaires too. May 20 is Be A Millionaire Day, a day for you…
When Will Your Tax Refund Arrive?
If you have filed your income taxes with the Internal Revenue Service (IRS), you can quickly check when you will get your refund here or with the smart…
You Can Slice Your Food Budget
According to the U.S. Department of Agriculture, the average American family of four (two adults, two kids) spends almost $1300 for food every month, not counting…
Why Aren’t We Smart About “Smart” Cards in U.S.?
You probably got credit card replacements in the mail recently. To combat data and identity theft, the payments industry (merchants and card providers) were supposed to…
Spending Shift: More Buying at Moment of Need
Consumers are showing signs of shopping for items as they need them instead of buying a month or two ahead, as evidenced by a recent survey…
Can You Cut Your TV Expenses?
Seems like you keep paying more for less TV service? It’s not just you. Your pay-TV rates are rising an average of 6 percent a year. For…
Should You Freeze Your Credit?
Worried about identity theft or already experienced several breaches? You might want to freeze your credit or use a fraud alert. A fraud alert allows someone…
Why FICO Score Can Vary
About 90% of the top lenders use FICO® scores to make lending decisions. According to FICO, the information on your three credit reports could vary because:…
The Money Godmother 